Universal Credit

Universal Credit is designed to support people who are on a low income or out of work, replacing six existing benefits.

Universal Credit is a single monthly payment, transferred directly into a bank account, for people in or out of work.

It merges together some of the benefits and tax credits that you might be getting now and replaces: 

  • Income-based Jobseeker’s Allowance
  • Income-related Employment and Support Allowance
  • Income Support
  • Child Tax Credit
  • Working Tax Credit
  • Housing Benefit

If you’re already claiming one or more of the benefits being phased out, carry on claiming as normal, you’ll be told when you need to do anything differently

There are no limits to how many hours a week you can work if you’re claiming Universal Credit.

Instead, the amount you get will gradually reduce as you earn more, so you won’t lose all your benefits at once.

Universal Credit claims are made online, if you need help the Job Centre will advise you. 

Read about Universal Credit on GOV.UK

Visit the Money Advice Service website